Can I Afford to Stay at Home?

Compare the real costs of staying at home with support versus moving to residential aged care. Our calculator shows all costs including care, home modifications, and daily living expenses.

Care Needs

Modifications

Equipment

Finances

Government Data 2025 official rates

Private & Secure No data stored

Always Free No hidden costs

Your Home, Your Choice

Most people prefer to stay in their own home as they age. Let's see if it makes financial sense for you.

Your Care Needs

How many hours of care do you need per week? ?

20 hours per week

Adjust how many hours of care per week you need. Current value: 20 hours per week

0 hours 25 hours 50+ hours

Current Living Situation

Relationship Status

Home Modifications Needed

Select any modifications your home needs to make it safe and accessible:

Bathroom modifications $8,000 - Grab rails, walk-in shower

Ramp or stair lift $3,000 - Safe access

Widen doorways $2,000 - Wheelchair access

Kitchen modifications $5,000 - Lower benches, accessible storage

Non-slip flooring $3,000 - Reduce fall risk

Improved lighting $1,500 - Motion sensors, bright lights

Equipment & Support Needs

Select any equipment or aids you need:

Mobility aids $800 - Walker, wheelchair

Adjustable bed $2,000 - Hospital-style bed

Lift chair $1,200 - Recliner with lift

Emergency alert system $300 - Personal alarm

Daily living aids $500 - Reachers, dressing aids

Health monitoring $600 - Blood pressure, glucose monitors

Your Financial Situation

This helps us estimate government support and fees:

Annual Income (before tax) ?

Assessable Assets ?